The Morning Note

Over the years, clients have come to greatly appreciate the insights passed along in the morning notes. They serve to light the pathway ahead – especially during the storms.

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Change is Better

Good Morning, If you think about it, were it not for constant change – we would all be in a world of hurt. Almost nothing we enjoy today, products, services,…

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Good Morning, It is easy for investors and consumers to get caught up in this dragnet of hypocrisy, vitriol and fear-mongering one gets when reading almost any press these days….

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Merchants of Doom

Good Morning, I thought it would be helpful to repeat the first line of the last morning note given the experience of the inaugural roller-coaster stretch of 2020. Expect many…

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Good Morning, Don’t Over React Again. The minute-by-minute updates on the coronavirus continue to buzz across the lower or upper bands of “Breaking News highlights” on any financial website. Stunning…

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Proper Focus

Good Morning, First – the bad news to get it out of the way. While the number of cases of the coronavirus noted from China seems like a scary number…

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Good Morning, Ah well, don’t shoot the messenger please. The market – for long-term investors – needed a rest, a reset. Consider the idea that we are visiting a needed…

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Correction – Please?

Good Morning, Call me nutty – but I get nervous when things “feel better” – which I am unfortunately hearing a lot these days – but only if speaking about…

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Buckle Up

“The man who is a bear on the future of the United States will always go broke.” – J.P. Morgan Good Morning, “In preparation for our descent into XYZ, please…

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      Learn more about the Morning Note

      The purpose behind our “Morning Note” is different than typical newsletters.

      We don’t get lost in Wall Street jargon. Why? After nearly 40 years, we can tell you that “jargon” is what causes most of the mistakes investors make over time.

      The Morning Note helps our clients see through the constant fog driven by the media process. That process focuses on things which will – and are often intended – to scare you. If you are not scared, you won’t pay attention to what they say; if you don’t pay attention to what they say, they lose ad revenue. Simply put: it’s a business model – not news.

      Instead we focus on what we like to call “bread crumbs” along your pathway to your goals. You are your own “index” – not the S&P 500. Your goals, your interests and you and your families staying on your course. That requires a vastly more productive viewpoint. It requires we stand tall in the storms. It requires we remain patient and disciplined, while focusing on the long-term horizon ahead. The “bread crumbs” are designed to deliver your most valuable outcome – staying on your course. Many battles, setbacks and disasters await. Always have – always will.

      The theme of the Morning Note will allow one to always recognize this over-rising fact: When we started in this business, the DOW hovered at 950. It is well above that today. And – most important – every single thing we have been taught to be terrified of – has already unfolded, all while our country built unprecedented wealth. So one has two choices – fear today or be confident of tomorrow. The history of the United States is clear. We overcome, we build, we learn, we expand, we succeed, we lead. Sure, we mess it up at times – but know this: the data is clear that our best years are dead ahead.